As an In-Scope SGEU employee for the Government of Saskatchewan you may be eligible for several benefits. To help you understand these benefits, we've outlined the information, guides, resources and forms below. For detailed information, refer to the:
To view your current benefits, dependents and life insurance beneficiaries, sign into PSC Client and view your Employee Profile.
For benefit purposes, an eligible dependents is defined as:
- your spouse
- unmarried children under age 21 who work less than 30 hours per week
- unmarried children under age 26 if they are full-time students
- children who are incapable of supporting themselves because of physical or mental disorder
Dental Benefits
The Public Employees Dental Plan is employer funded and covers preventative, basic and routine, and denturist work for you and your eligible dependents based on the Maximum Reimbursement Schedule.
To qualify for the dental plan, new employees must serve a six month waiting period and if TERM or Permanent Part-time, must work a minimum of 37.5% of full-time hours. Once eligible, dental costs incurred in the first six months are eligible for reimbursement.
If you have transferred directly from a participating employer to Executive Government with no break in service, and were eligible for dental benefits, then your waiting period may be waived. Any questions regarding the waiver of your waiting period should be directed to the Benefit Services Team, HRSC.
Manage Dependents
To add or remove dependents you must complete the Plannera Benefit Plan Enrolment Form and send to the Human Resource Service Centre (HRSC). This form is used to designate your dependents for both the Dental Plan and the Extended Health Care Plan.
Note: If you are adding dependent(s), coverage is effective the first of the month following the date the form was received at the HRSC - except for a new baby, where coverage is effective date of birth).
Submit a Claim
To submit a claim manually or through the dental office, you must complete the Dental Claim Form and the Canada Life Direct Deposit Authorization.
To submit your expenses online via GroupNet, you'll need to obtain your group number and division number on PSC Client, Employee Profile.
For detailed information and other forms, refer to the Public Employees Dental Plan Booklet or visit the Plannera Website.
Health Benefits
The Public Employees Extended Health Care Plan is employer funded and provides protection for you and your eligible dependents health care needs such as prescription drugs, chiropractic and physiotherapy services.
To qualify for health care benefits, new employees must serve a six month waiting period and if TERM or Permanent Part-time, must work a minimum of 37.5% of full-time hours. Health care expenses incurred during the waiting period are not eligible for reimbursement retroactive to the date of employment. Health benefits are effective the first of the month following the completion of six months.
If you have transferred directly from a participating employer to Executive Government with no break in service, and were eligible for extended health benefits, then your waiting period may be waived. Any questions regarding the waiver of your waiting period should be directed to the Benefit Services Team, HRSC.
Coordination of Benefits
If both you and your spouse work for Executive Government, coordination of benefits will apply. If both you and your spouse are in-scope, the spouse who has the first birthday in the calendar year is the insured spouse and the other spouse is the dependent.
If your spouse does not work for Executive Government, but has their own plan, both spouses should submit their own claims to their own plan first. Refer to the Coordination of Benefits FAQ for more information.
Submit a Claim
When submitting a claim, employees may consider direct deposit to have benefit cheques automatically deposited to your bank account. This can be done through Group Net for Plan Members or the Canada Life Banking Information Form. You may also complete the Plannera Extended Health Care Plan Employee Claim Form or submit your expenses online via GroupNet.
Manage Dependents
To add or remove a dependent from your health plan, you must complete the Plannera Benefit Plan Enrolment Form and send to the Human Resource Service Centre. This form is used to designate your dependents for both the Dental Plan and the Extended Health Care Plan.
Note: If you are adding dependent(s), coverage is effective the first of the month following the date the form was received at the HRSC except for a new baby, where coverage is effective date of birth.
For detailed information on your benefits coverage and other forms, refer to the Plannera Benefits Booklet (SGEU, CUPE) or visit the Plannera website.
For more information about the Extended Health Care Plan, see the Exception Drug Status, Special Support Program, and Seniors Drug Plan guides.
Pension
All employees must participate in the Public Employees' Pension Plan (PEPP).
- Employee and employer contributions to the Public Employees Pension Plan (PEPP) is 8.6 per cent. Employees in Correctional Facilities contribute 9 percent and employer match is 9 per cent.
- For employees in the Public Service Superannuation Plan (PSSP) the employee and employer contribution rates are 4.6 per cent effective January 19, 2020.
Employees may complete the Voluntary Contributions to PEPP form to make additional or voluntary contributions to PEPP up to a maximum of 18% of your gross salary to help build your retirement income. However, these contributions are not matched by the employer. For more information, refer to the Voluntary Pension Contributions Guidelines.
For detailed information and other forms, visit the Plannera website.
Group Life
The Group Life Insurance Plan provides life insurance coverage to employees, spouses and dependent children. Once eligible participation in the plan is mandatory.
Basic life insurance coverage is equal to two times your annual salary (rounded up to the next $500). Premiums for the first $25,000 of coverage are paid by the employer and is a taxable benefit. The remaining premiums are paid by the employee via payroll deduction. Employees also have the option to increase their insurance coverage to a maximum of $500,000 (basic plus optional). If an employee elects more than basic coverage within 31 days of hire, no medical is required. If an employee applies for higher coverage after 31 days of employment, then an Evidence of Insurability – Applicant Form must be completed and submitted to the HRSC for review by the insurance carrier.
- The Group Life Enrolment Form is completed when an employee starts, or to apply for a change to your current level of coverage.
- The Group Life Designation of Beneficiary Form is completed when an employee start to identify life insurance beneficiaries or to add or remove beneficiaries.
- The Plannera Retirement Death Benefit Certificate is a Group Life Insurance benefit that is provided to all employees on retirement at no cost. Upon notification of retirement, the Plannera Death Benefit Certificate Form is provided to employee for completion.
For detailed information and other forms, please refer to the Public Employees Group Life Insurance Booklet or visit the Plannera website.
Employee or Dependent Death
In the event of an employee or dependent death, please contact the Benefit Services Team at the Human Resource Service Centre.
Disability
The SGEU Long Term Disability Income Plan (LTD) is a mandatory plan and provides partial income replacement if an employee is disabled from performing their duties due to a prolonged illness or disability.
The Plan also provides supportive rehabilitation services to assist employees in their return to work. LTD premiums are paid by the employee and are 1.5% of gross pay. The LTD Plan is managed by SGEU.
For details and forms for Long Term Disability Plan (LTD), refer to the SGEU Long Term Disability Plan.
